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Most Australians don’t think about their superannuation until retirement is on the horizon. Unfortunately, that delay often comes with a hefty price tag, and it’s not uncommon for tens of thousands of dollars to be left on the table.

Superannuation - often just called super - is a way to help Australians build up savings for retirement. It’s a long-term investment system where your employer puts aside a percentage of your income, and the government gives it a few tax perks to help it grow over time. The idea is to help you build a solid financial cushion for when you stop working, so you can enjoy retirement without having to stress about money. Super might seem pretty simple at first - put money in now,